How Legal terms apply in Indonesia
Our Legal terms explain the conditions attached to account access, identity checks, wallet records and use of the lobby. Eligibility depends on local law, and you should not open or use an account if access is unavailable in your location. We may ask for a clear
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phone verification step before account access and may compare payment details with the account holder information when a transaction needs checking. DANA, OVO, GoPay and QRIS appear as payment context only; your bank transfer or virtual account record may also be retained for reconciliation. If a
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policy changes, we will place the updated wording on this page and identify the relevant date. Jakarta and Surabaya are part of our Indonesia wording, but local availability still depends on local law.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.